CASH® is best for merchants - it's your transaction data. Scan Terminal 200 by CASH® Visa PayPal
Gift & Loyalty Card Pays Instant* to 1 day. lowest cost 1 to 2 days, fess equal or exceed credit cards 2 to 7 days, fees exceed credit cards
Process & scan Apple Passbook passes? // comments / app names Yes // more than 20 merchant content types /iCard, Apple Passbook, Android PassWallet etc. No // No Passbook Pass Pays available; Gift Cards discontinued / Square Wallet No // No Passbook Pass Pays available; Loyalty cards; Gift Cards dis-continued / PayPal
Your direct-to-user offers Yes, more than 20 types 2 4, complex
Cost 18 of above 20 Free All have fees Several fees each
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Merchants equity owners? Yes Some Not really
Worldwide Mostly Yes Mostly
1 cent economic Yes* No No
Currencies Yes Yes Yes
Users Served 2 Billion Worldwide Most of World
CFPB, IMF, World Bank, Federal Reserve Reporting Yes Some No
*If Sender balance sufficient    |    Click and hold to drag this window

Security

eTrust
Electronic Commerce
Wells Fargo J.P.Morgan BBVA Compass and: GPS deals

 

Security standards, partial listing:

 

  • Gift and stored-value card numbers not stored in-app
  • Personal data not stored in-app
  • Three factor authentication - device PIN, PIN, Password
  • Merchant iToken available (RSA SecureID type)
  • Random, changing codes
  • You have complete Contacts control (your address book)
  • SuperAccounts™ and SuperAuthority™ you set
  • Remote lock (OS)
  • Remote wipe for lost or stolen phones and tablets (OS)
  • Merchants know you
  • User photo with transaction
  • Encrypted BLE4, NFC, and data transmission
  • Encrypted card data
  • Security check /algorithms, all transactions
  • Triple redundant, real time, double entry accounting
  • PCI compliant
  • Verisign certified
  • DigiCert certified
  • McAfee certified
  • eTrust certified
  • SSL Plus Certificate
  • ClickID Trusted seal
  • HTTPS Secure Site, SSL
  • PGP - Pretty Good Privacy encryption
  • SSAE 16 compliant
  • PCI DSS (Payment Card Industry DSS) for gift, loyalty, stored-value cards
  • PA-DSS (Payment Application DSS) for gift, loyalty, stored-value cards
  • OWASP (Open Web Application Security Project) compliant
  • No industry-historic password security flaws
  • EC2 (Amazon Elastic Compute Cloud) and Azure (Microsoft cloud) top level security
  • iCard numbers, magnetic stripe data, security codes, PINs, user names and passwords are not stored in CASH user devices and apps, other than iCard’s e-card stores minimum data required by American stored value card guidelines.
eTrust
Electronic Commerce
Wells Fargo J.P.Morgan BBVA Compass GPS deals